Who We Are
Founded in 2006 under the PEFA Church by our current Deputy Presiding Bishop and Patron, Dr. Samuel Munai, PEFA Nairobi Central Sacco Ltd embodies the key values and principles of a Christian-based organization. Our primary objectives are to facilitate saving and borrowing, and we have expanded our services to include loans, investments, and housing developments. With a membership of over 7,200, we provide financial support to institutions, churches, companies, self-help groups, investment groups, and individuals.
We operate two branches: our Kasarani branch, established in 2016, and our Mbita branch, launched in 2019, which has grown rapidly to a membership of 1,400 and counting.
Our Story
Pefa Sacco Mission
To enhance the lives of our members by offering convenient and speedy financial solutions through modern technology.
Pefa Sacco Vision
To be the preferred Sacco for PEFA Churches and their members.
Pefa Sacco Core Values
Our core values, summarized by the acronym TECTICare, reflect our fundamental beliefs and guide the behavior of our members, board, and staff:
- Transparency & Accountability
- Equity
- Customer Focus
- Teamwork
- Integrity
- Creativity and Innovation
Pefa Sacco Core Business
We aim to uplift PEFA Churches and their members by providing innovative financial solutions.
Pefa Sacco Motto
“Save regularly, borrow wisely, repay promptly.”
Competitive Loan Rates
- We offer fair loans at very low interest rates, making borrowing affordable for you.
Financial Independence and Stability
- Our loans are self-financed, meaning we do not rely on external sources like banks. This ensures our Sacco remains strong and stable, with a promising future.
Prime Location
- Our head office is strategically located in the CBD of Nairobi, providing easy access for our clients.
Client-Centric Approach
- We are committed to helping you achieve your financial goals by fostering strong and lasting relationships with our clients.
Ethical Foundation
- As a church-based organization, we uphold transparency, honesty, and integrity in all our dealings.
Legitimate and Compliant
- We are a genuine, registered financial institution (Credit and Savings) cooperative, operating under Reg. No CS111103, in full compliance with the Co-operatives Act of Kenya.
Free Financial Advice
- We provide free advice on investment and financial matters, helping you make informed decisions with minimal or no risk.
- Complete the Membership Application Form
- Provide Required Documents
- Two colored passport-sized photos
- A copy of your national ID or a valid passport
- Make Necessary Payments
- Membership one-off fee: Kshs. 1,000
- Annual benevolent fund: Kshs. 1,200
- Contribute to Share Capital
- Total share capital: Kshs. 10,000
- Payable in 5 installments of Kshs. 2,000 each
- Monthly Contributions
- Minimum monthly contribution: Kshs. 1,500